No Medical & Simplified Issue Life Insurance

Most plans available with no needles, doctor reports or medical exams

Secure your family's financial well-being:

  • Quick and easy to apply
  • Up To $750,000 coverage on No Medical & Simplified Issue Life Insurance plans
  • Ages 18-80 can apply
Qualification Form
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Do you have health issues, are into extreme sports or, simply want a no fuss, no medical exams method of buying life insurance?

Permanent & Term Plans Available:

Canada Protection Plan Online Life Insurance Application
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Permanent

  • Guaranteed Acceptance - You will not be turned down for coverage regardless of health condition.
  • Deferred Life - For those with serious insurability conditions. The death benefit is limited to a return of premiums plus 3% simple interest if death occurs by other than accidental means in the first two years. The full coverage amount is payable if death occurs after two years or death is accidental.
  • Deferred Elite Life - This plan is suited for people with less serious health issues (including a heart condition, cancer or diabetes) or those who were previously declined for insurance. The full coverage amount is payable if death occurs after two years or death is accidental. If death occurs in the second year and is due to non-accidental means, then 50% of the coverage amount is payable. If death occurs in the first year and is due to non-accidental means, then the death benefit is limited to a return of premiums paid plus 3% simple interest.
  • Simplified Elite Life - for applicants who are in relatively good health or who engage in extreme sports. It is also a great plan for someone who wants to get lifetime coverage fast. The application process is no medical and coverage up to $500,000 is available.

Term

  • Deferred Elite Term- provides insurance protection for a coverage period of 10 years, 20 years, or 25 years. The full coverage amount is payable for all Deferred Elite Term plans, if death occurs after two years or if death is accidental. If death occurs in the second year and is due to non-accidental means, 50% of the coverage amount is payable. If death occurs in the first year and is due to non-accidental means, then the death benefit is limited to a return of premiums paid plus 3% simple interest.
  • Simplified Elite Term - is an excellent plan for an applicant who is relatively healthy or who engages in extreme sports. Those who have previously been declined for life insurance may also qualify. It is also an excellent term life insurance plan for someone who wants to get insurance coverage fast. The application process is no medical and coverage up to $500,000 is available.

Get peace of mind with a Canada Protection Plan™ life insurance policy today!